Life Insurance

Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family's ongoing financial needs.

LIFE INSURANCE BASICS

• Why should I buy life insurance?
• How much life insurance do I need?
• What are the principal types of life insurance?
• How is life insurance sold?
• What is a benificiary?

TYPE OF LIFE INSURANCE

• What are the types of term insurance policies?
• What are the different types of permanent policies?
• Why should I purchase permanent insurance?

BUYING AND SAVING MONEY

• How should I choose what type of life insurance to buy?
• How do I pick a life insurance company?
• How can I assess the financial strength of an insurance company?
• How should I choose a life insurance agent?
• How can I save money on life insurance?

SPECIAL BUYING SITUATIONS

• What is “burial insurance”?
• Do "empty nesters" need life insurance?
• Should I buy life insurance on my child’s life?

KEEPING YOUR LIFE INSURANCE CURRENT

• How should I organize and store my life insurance records?
• How often should I review my policy?

HELP!

• If I can’t pay my premium, what should I do?
• How do I file a life insurance claim?
• How can I locate a lost life insurance policy?
• Where can I get additional information on life insurance?

Used with permission by Insurance Information Institute, Inc. - www.iii.org